American Express is hiring for Analyst – Data Science job in a hybrid setup across Gurugram and Bengaluru. Open to MBA, MA, MSc, MCA, M.Tech or Master’s in Economics, Statistics, or Computer Science. This post covers everything you need about AmEx Data Science job before you apply: eligibility, day to day responsibilities, required skills, salary details, the selection process, and the official application link.
American Express Job 2026 Overview
| Company: | American Express |
| Role: | Analyst – Data Science |
| Job Type: | Full-time, Hybrid |
| Experience: | Freshers / 0-30 months |
| Batch Year: | 2025 and 2026 passing batches |
| Location: | Gurugram and Bengaluru |
| Salary: | Not disclosed (₹18-20 LPA expected) |
Job Summary
This role sits inside American Express’s Credit and Fraud Risk team, the group that builds the models behind fraud detection and credit decisions for millions of Amex customers. As an Analyst, you will work on real data problems that shape how the company manages risk and grows its business. Freshers with strong analytical thinking and a Master’s background in a quantitative field can apply for this hybrid position based in Gurugram or Bengaluru.
Why This AmEx Data Science Analyst Job Stands Out
- You get to work directly with a team that sits behind almost every major financial decision Amex makes, not just a side project team.
- The role touches three areas at once, risk, fraud, and marketing, so you will pick up a wide range of analytics experience early in your career.
- Best suited for candidates who are genuinely interested in statistics and machine learning, not just looking for any job title.
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Responsibilities
- Build, test, and validate prediction models that help Amex make smarter decisions on risk, fraud, and marketing.
- Study large volumes of customer and transaction data to pull out insights that actually change business decisions.
- Use Amex’s own network data to make these decisions sharper and more relevant.
- Work on newer approaches using big data and machine learning to solve problems that don’t have a straightforward answer.
- Present your findings clearly to leadership and other teams, so your communication skills matter as much as your coding.
Required Skills
Technical Skills
- Strong grip on data analysis and working with large datasets
- Basic to intermediate know-how of machine learning concepts
- Comfort with statistical modeling for prediction and decision making
Preferred Skills
- Awareness of trends in finance, payments, or analytics
- Ability to work with teams spread across different countries
Eligibility Criteria for American Express Data Science Analyst Job
Education: MBA, PGDM, MA, MSc, MCA, M.Tech or a Master’s Degree in Economics, Statistics, Computer Science, or a closely related field.
Batch Year: Freshers from the 2024, 2025 and 2026 passing batches should be eligible to apply.
Job Location: Gurugram, Haryana and Bengaluru, Karnataka, India
Data Science Analyst Salary at American Express India
This role does not publicly disclose salary details. Based on market data, the estimated Data Science Analyst salary at American Express is ₹18-20 LPA. Final compensation may vary and is decided by the employer.
Selection Process
The American Express Analyst – Data Science selection process typically spans 4 to 6 weeks. Though each experience can be different, but generally it consists of following stages
- Online Assessment: Coding (DSA), SQL, and aptitude/stats questions.
- Technical Screening: Live coding (Python/R), advanced SQL, and core ML concepts.
- Project Deep Dive: Review of past projects, modeling choices, and business impact.
- Case Study: Business case/guesstimate on churn, credit risk, or fraud scenarios.
- HR & Hiring Manager Round: Culture fit, communication, and career discussion.
- Final offer
Related Resources
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Perks & Benefits
Competitive base pay, bonus incentives, Life insurance, support for financial wellbeing and retirement, hybrid working model, free access to on-site wellness centers and Healthy Minds program, and ongoing career development and training opportunities.
Practical Advice Before You Apply
- Since this role sits in Credit and Fraud Risk, read up on the basics of credit risk and fraud analytics before your interview, even a surface level understanding helps you sound informed.
- Your statistics and probability fundamentals need to be sharp, this is a data science role at its core, not just a reporting job.
- Keep 1-2 data or ML projects ready to talk about in detail, college projects count if you can explain your approach clearly.
- Apply early instead of waiting for the last day.
How to Apply for AmEx Data Science Job for Freshers
To apply or for more information about this Data Science Job in Bangalore & Gurgaon, visit the official American Express career page using the given link to submit your application.
Application Deadline: Rolling basis (apply early).
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Source: Official American Express careers page (Job ID: 26007966)
American Express Data Science Job 2026 – FAQs
(Q1) Who can apply for this Analyst – Data Science Job role at American Express?
A1: Candidates with an MBA or Master’s Degree in Economics, Statistics, Computer Science, or a related field, with 0 to 30 months of analytics experience, can apply.
(Q2) What is the salary for the American Express Data Science Analyst Job?
A2: The Analyst – Data Science salary for freshers at American Express India is not disclosed. But based on market data, the estimated Data Science Analyst salary is around ₹18-20 LPA. Final compensation may vary and is decided by the employer.
(Q3) Is this American Express job remote or location-based?
A3: This Analyst Data Science job at American Express is Hybrid, based out of Gurugram and Bengaluru.
(Q4) Is this American Express Analyst – Data Science Analyst job suitable for freshers?
A4: Yes, freshers with the right academic background and analytics interest can apply, though the listing also allows candidates with up to 30 months of experience.
(Q5) What skills are required to clear the selection process for American Express job 2026?
A5: You’ll need a solid base in data analysis, statistics, and machine learning concepts, along with the ability to explain your findings clearly to non-technical people.
What exactly does American Express do?
American Express, often called Amex, is a US-based financial services company that runs one of the world’s largest payment networks along with its own credit cards. Its India offices in Gurugram and Bengaluru handle major analytics, risk, and technology work that supports Amex’s global customer base.
